Terms & Conditions

Last updated: May 2026

Welcome to Recovering Your Lost Money ("Company," "we," "our," or "us"), a DBA of Haven For Homes LLC. These Terms & Conditions ("Terms") govern your use of our website at https://recoveringyourlostmoney.com (the "Site") and any services or communications you access through it.

By using our Site, submitting a contact form, or communicating with us, you agree to these Terms. If you do not agree, please do not use the Site.

1. Use of Our Website

You must be at least 18 years old to use this Site or request services. You agree to use the Site only for lawful purposes and in a way that does not impair or damage the Site or interfere with others' use. We may modify, suspend, or discontinue any part of the Site at any time, with or without notice.

Our Site is intended for homeowners, property owners, and individuals who may be entitled to surplus or unclaimed funds, and who are interested in recovery services and related information.

2. Consent to Communications

By submitting your information through our website, forms, or other communication channels, you expressly consent to be contacted by Haven For Homes LLC, DBA Recovering Your Lost Money. This includes communication via phone calls, email, and SMS/text messages.

These communications may include responses to inquiries, discussions regarding potential funds owed, claim updates or follow-ups, and marketing messages. Consent is not a condition of any purchase or service.

3. SMS / Text Message Program Terms

Haven For Homes LLC, DBA Recovering Your Lost Money, offers an SMS messaging program to provide claim updates, appointment reminders, follow-ups, and promotional offers to individuals who have opted in.

Program Name: Recovering Your Lost Money SMS Alerts

How to Opt In: You may opt in to receive text messages by providing your phone number and consenting through a form on our website at https://recoveringyourlostmoney.com. Consent is not a condition of purchasing any goods or services. Opting in to receive SMS messages is always optional.

Types of Messages You May Receive:

Responses to inquiries and follow-up messages

Discussions regarding potential surplus or unclaimed funds owed to you

Claim updates, status notifications, and appointment reminders

Customer service and support messages

Marketing messages, promotional offers, and recovery-related opportunities (only if you have opted in to receive marketing communications)

Message Frequency: Message frequency varies based on your interaction with us and your claim activity.

Message and Data Rates: Message and data rates may apply. Please contact your wireless carrier for details about your messaging plan.

How to Opt Out: You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. After you send STOP, you will receive a one-time confirmation message, and no further messages will be sent unless you re-opt in.

How to Get Help: For questions about our SMS program, reply HELP to any message you receive from us, or contact us at [email protected].

Carrier Liability: Carriers (including but not limited to AT&T, Verizon, T-Mobile, Sprint, Boost Mobile, Cricket, MetroPCS, U.S. Cellular, and other supported carriers) are not liable for delayed or undelivered messages.

Privacy: Your privacy is important to us. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. For full details, please review our Privacy Policy.

Consent and TCPA Compliance: By opting in to our SMS program, you agree to receive autodialed or prerecorded text messages from Haven For Homes LLC, DBA Recovering Your Lost Money, at the phone number you provided. You understand that consent is not required as a condition of purchasing any goods or services. You may revoke your consent at any time by replying STOP.

Age Restriction: You must be 18 years of age or older to opt in to our SMS program. If you are under 18, please do not provide your phone number or opt in to receive text messages.

4. Email Communications

You may opt out of marketing emails at any time by clicking the "unsubscribe" link in any email we send or by contacting us directly. Opting out of marketing emails does not affect service-related or transactional emails related to an active claim.

5. User Responsibilities

You agree that the information you provide is accurate and truthful, that you are the authorized user of the phone number provided, and that you will not use our services for unlawful purposes.

6. No Guarantee of Recovery

Haven For Homes LLC, DBA Recovering Your Lost Money, does not guarantee that funds will be identified or successfully recovered. All recovery efforts are subject to verification, eligibility, and approval by the appropriate agencies.

7. Fees and Compensation

Haven For Homes LLC, DBA Recovering Your Lost Money, operates on a contingency fee basis, meaning there are no upfront costs to use our services. You agree that:

You will not be charged any fees unless funds are successfully recovered on your behalf.

Our compensation is a percentage of the recovered funds, which will be clearly disclosed and agreed to in writing prior to any recovery services being completed.

Fees are only due after funds have been successfully secured or paid out.

By engaging our services, you acknowledge and agree that Haven For Homes LLC, DBA Recovering Your Lost Money, may receive compensation directly from the recovered funds or via separate written agreement.

8. Intellectual Property

All content, branding, and materials provided by Haven For Homes LLC, DBA Recovering Your Lost Money, are the property of the Company and may not be copied, reproduced, or used without written permission.

9. Limitation of Liability

Haven For Homes LLC, DBA Recovering Your Lost Money, is not liable for any indirect, incidental, special, consequential, or punitive damages arising from use of our services, delays or failures in communication, carrier disruptions, SMS delivery failures, or errors in information provided by users.

10. Privacy

Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. You can view our Privacy Policy at: https://recoveringyourlostmoney.com/privacy-policy. By using the Site, you consent to our handling of your information as described in that policy.

11. Changes to These Terms

We reserve the right to update these Terms & Conditions at any time. Updates will be posted on this page with a revised effective date. Continued use of our website or services after changes are posted constitutes your acceptance of the updated Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the jurisdiction of the courts of the State of Illinois.

13. Contact Information

Haven For Homes LLC, DBA Recovering Your Lost Money

Address: 2735 Hassert Blvd Suite 135, Naperville, Illinois 60564

Phone: 815-859-6906

Email: [email protected]

Website: https://recoveringyourlostmoney.com

Haven For Homes LLC, DBA Recovering Your Lost Money, assists individuals with surplus and unclaimed funds recovery. We are not a debt collection agency, debt relief company, credit repair organization, lender, investment adviser, or third-party lead generator.

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